|
The lending process at CU Business Group provides a complete loan analysis and origination package, including loan documents. Our package includes:
- Experian business credit reports
- Financial spreads on the business, including cash flow and ratio analysis
- Guarantor tri-merge personal credit reports
- Financial spreads on the guarantor, including cash flow and ratio analysis
- Collateral analysis and coordination of appraisals
- Analysis of management experience and depth
- Industry comparisons where available
- UCC searches and filings
- Flood determinations
- EDR environmental reports
- Complete Credit Presentation with CU Business Group Risk Rating and recommendation
- Loan documents, compliant in all 50 states, and closing instructions
|
